Top Money Saving Apps In Nigeria

Top Money Saving Apps In Nigeria

Welcome to our list of top money saving apps in Nigeria. Saving money is a sure way to secure your personal finances and meet short- and long-term objectives. It is also a way to ensure that you can sustain a certain standard of living regardless of what happens.

We’ll look at several of the best ways to save money, in addition to some exciting apps that can assist you to do so. Because these apps differ in features and functionality, we will highlight the key points for each one so you can decide which one is best for you!

Here are apps that will help you save money

  • Flutterwave store
  • PennyBoxApp
  • Cowrywise
  • Mint budgeting app
  • Alat by Wema
  • Piggyvest
  • kolopay

 Flutterwave Store

Flutterwave Store is mobile banking platform that allows users to send money to any Nigerian bank account.  It is mobile app that allows you to send money to any bank account in Nigeria.


PennyBoxApp is a money-saving app for your smartphone. It allows you to save money in a variety of ways and earn rewards for doing so.

The best thing about this app is that it has a great interface that makes it simple to use even for beginners. This app also has a fantastic feature called “Transfer,”.

This allows users to instantly transfer money from their bank accounts into their PennyBoxApp account without having to go through any unnecessary steps or processes. The best part about this feature is that it only takes 2 minutes and 45 seconds!



Cowrywise is a savings app that allows you to save money in a digital wallet. The app is available for both Android and iOS, so you can download it regardless of your operating system.

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You earn interest on your savings and can use the money in your wallet to pay bills or make bill payments.

Cowrywise will also send you alerts when new offers that can help improve your credit score become available, which can be very useful if you’re trying to build up your personal finances.

You can also send money to someone else by using their phone number or email address. This means that even if you don’t have a bank account, anyone, no matter who they are or where they are, can send/receive money from you using Cowrywise!

It’s also very simple: just enter your amount and name, then click “deposit” the next time someone sends you money (or vice versa).

Mint budget app

Mint is a free budgeting app that helps you track your spending, save money, and pay bills. It’s simple to use and available on iPhone, Android, and the web.

The Mint budgeting app is a great way to see where your money goes each month.

Alat by Wema

Alat by Wema is a digital banking app that offers a variety of financial services such as money transfers, bill payments, airtime top-ups, and so on.

It can be used to make payments at various establishments such as restaurants, hotels, and gas stations. You can also easily recharge your mobile phone using the app.

Wema Alat App Features:

  • Simple registration
  • You have instant access to your account information whenever you need it.
  • All features are constantly updated.



Piggyvest is a digital savings platform that allows Nigerians to save money while earning interest. Piggyvest was founded by Osas Obaigbena, a Nigerian software engineer.

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The company’s mission is to make it easier for individuals and businesses in Nigeria to save their hard-earned money so they can afford things they otherwise couldn’t afford.

Piggyvest has several features that make it simple for users to manage their accounts, including:

  • Monthly automatic deposits into your account (with no minimum balance
  • Transfers between Piggyvest accounts are free of charge.


Kolopay is a money-saving app. You can save money on your daily purchases and earn cashback; you can also get discounts on your monthly bills and earn cashback on them.

If you’re like me and don’t always have time to compare different offers, Kolopay makes it easy by providing one single suggestion every day based on your location, time of purchase, and type of store/service provider.

And since they’re already making their users’ lives easier! Give Kolopay a try today!


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